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218-741-5644
Becoming a member: It costs $16.00 to become a member of the Virginia Coop Credit Union. $5.00 goes into a savings account in your name, and you become a share member of the credit union. The other $11 is a fee. The $5.00 is returnable to you if you close your account with VCCU.
| Service | Fee |
| Share Balance Under $25.00 | $2.00 |
| Cashier's Check | $1.00 |
| Money Order | $1.00 |
| Outgoing Wire | $15.00 |
| Box of Checks | $20.91 and up |
| Overdraft (NSF checks) | $25.00 |
| Return of Deposited Checks | $5.00 |
| Stop Payment | $10.00 per check or $30.00 for three or more checks |
| Copy of Check | $4.00 |
| Returned Mail | $2.00 |
Personal and Secured Loans - No closing costs. Fee for filing security interest with state may apply.
Variable Rate Home Equity Line of Credit - No closing costs
Fixed Rate Home Equity Loans - Our members only pay the costs incurred by the Credit Union for processing and filing the mortgage. We do not make any money off the closing costs. Please call a loan officer for approximate amounts.