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218-741-5644

Becoming a member:  It costs $16.00 to become a member of the Virginia Coop Credit Union.  $5.00 goes into a savings account in your name, and you become a share member of the credit union.  The other $11 is a fee.  The $5.00 is returnable to you if you close your account with VCCU.

Service Fee
Share Balance Under $25.00 $2.00
Cashier's Check $1.00
Money Order $1.00
Outgoing Wire $15.00
Box of Checks $20.91 and up
Overdraft (NSF checks) $25.00
Return of Deposited Checks $5.00
Stop Payment $10.00 per check or $30.00 for three or more checks
Copy of Check $4.00
Returned Mail $2.00


Home Equity Loans

Personal and Secured Loans - No closing costs. Fee for filing security interest with state may apply. 

Variable Rate Home Equity Line of Credit - No closing costs

Fixed Rate Home Equity Loans - Our members only pay the costs incurred by the Credit Union for processing and filing the mortgage.  We do not make any money off the closing costs.  Please call a loan officer for approximate amounts.

consumer savings cd

consumer loans