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Type APR* Rate as low as
New Car Special 36 mo.  48 mo.  60 mo.  72 mo. 84 mo.

2013-2012 (new) Model Year

0% Down

3.64%

3.64%

3.64%

4.24%

4.59%

85% LTV

3.44%

3.44%

3.44%

4.04%

4.39%

Auto, Truck, Van 36 mo. 48 mo. 60 mo. 72 mo. 84 mo.
2013-2012 Model Year (used)
100% LTV 3.64% 3.64 % 3.74% 4.24% 4.59%
85% LTV 3.44% 3.44% 3.54% 4.04% 4.39%
2011-2010 Model Year
100% LTV 3.84% 3.84% 3.94% 4.34% ---
85% LTV 3.64% 3.64% 3.74% 4.14% ---
2009-2008 Model Year
100% LTV 4.24% 4.34% 4.44% 5.04% ---
85% LTV 4.04% 4.14% 4.24% 5.84% ---
2007-2006 Model Year
100% LTV 4.79% 4.99% 5.14% --- ---
85% LTV 4.59% 4.79% 4.94% --- ---
2005-2004 Model Year
85% LTV 6.04% 6.24% --- --- ---
75% LTV 5.84% 6.04% --- --- ---
2003 and older Model Year
85% LTV 6.49% 6.99% ---  --- ---
75% LTV 6.29% 6.79% ---

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New Recreational, Snowmobile, ATV, etc    
 Max term 60 months

100% LTV
85% LTV

5.99%
5.79%

Used Recreational, Snowmobile, ATM, etc
Max term 60 months

90% LTV
75% LTV

 

6.74%
6.54%

 

New Boat, Motor Trailer
Max term 84 months

100% LTV
85% LTV

5.24%
5.04%/

 

 

Used Boat, Motor Trailer

Max term 60 months

95% LTV
75% LTV

5.99%
5.74%

New Motorcycle

Max term 72 months

100% LTV
85% LTV

5.24%
5.04%

Used Motorcycle

Max term 54 months

90% LTV
75% LTV

5.99%
5.79%

New Motorhome, Travel Trailer & Camper

Max term 120 months

90% LTV
75% LTV

5.24%
5.04%

Used Motorhome, Travel Trailer & Camper

Max term 96 month

95% LTV
85% LTV

5.99%
5.79%

Real Estate

10 Year Fixed Amortized 3.99%

15 Year Fixed Amortized

4.24%
Home Equity LOC
5 Year Draw Period - 10 Year Balloon 6.00%
Variable Rate Loan (minimum $3,000)

Max term 60 months

8.00%

Share Savings Secured

 5.00%   
Share Certificate Secured
5.00%   
Signature Loans    (minimum $500)


Max term 60 months

9.24%

Balloon Loan

 Max term 180 days

$500.00 - 2,999.99
$3,000.00 - $10,000.00

9.50%
10.15%

Overdraft Loan
9.99%

*APR = Annual Percentage Rate

+ 0.25% rate without automatic payment on all fixed rate loans not secured by residence.

Final Rate is dependent on credit.  Rates stated reflect 720+ credit bureau score. 

LTVs over 100% may be avalible on some loans.  Call our office for details.

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